Cruz and Co

We know tax. Let us look after yours.

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You are here: Home / Blog

Working in Australia? How to lodge your tax return

17/03/2016

By: Virginia Padovese

Do you need to lodge a tax return? If you earn a salary you probably do. You must declare all your income but you can also claim…

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Four things startups can learn from Australia’s biggest companies

16/03/2016

By: Nigel Fellowes-Freeman

The February reporting season ended on the marginally optimistic note of “better than feared” according to those in the know.

The UBS equity strategists said more companies…

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Why Should Start-Ups Partner with an Accountant?

15/03/2016

By: kristallis

As a start- up, it is crucial that you find an accountant early on who will partner with you to help you and your company grow. If you find…

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Managing flexible working arrangements: 4 things SMEs must understand

14/03/2016

By: MIKKI SILVERMAN

As the owner of an SME, it’s more important than ever in this rapidly-changing business environment to get flexible working schemes right.

Compared to ten, or even…

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How to spot a rogue accountant

12/03/2016

By: Stacey Price

Many small business owners and entrepreneurs understand the benefits of leveraging outsourcing to scale their business. Smart business owners know that having a trusted advisor on their…

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SMEs can now restructure their businesses without a tax penalty

11/03/2016

By: TERRY HAYES

Legislation has been passed in Federal Parliament that will allow small businesses to change the legal structure of their business and have the capital gains tax (CGT) liability…

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Five steps to creating a successful business plan

10/03/2016

By: Simon Milne

When you own your own business it is easy to get caught up working in the business and never take time out to work on the business.

Working…

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Is Your Business Ready For SuperStream?

09/03/2016

By: kristallis

SuperStream is a government initiative being implemented by the ATO, which will effect all business owners currently making super contributions on behalf of their employees. By June 2016, all…

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7 Steps To Bring Business And Personal Vitality To Life

08/03/2016

By: NIKKI FOGDEN

More stress, less time, more responsibility, less support? How do we get back to living a life we love without giving one thing up for another? As a…

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10 Action Points To Help Create A Culture Of Innovation

07/03/2016

BY DINESH DE SILVA

1. BEFORE WE SAY NO TO NEW IDEAS – ‘CONSIDER’

You never know where the best ideas are going to come from, so you need to…

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Testimonials

  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog