Cruz and Co

We know tax. Let us look after yours.

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You are here: Home / Blog

Small Business export dreams closer to reality

18/04/2016

The NSW Business Chamber, the state’s peak business organisation, says the Small Business Export Loan announced today by the Federal Government will help many small business owners make their…

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Small business given last minute reprieve

16/04/2016

Just before it was about to come into effect, the Federal Court has granted a stay on the decision by the Road Safety Remuneration Tribunal’s recent Order prescribing minimum payments…

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How to start a business

14/04/2016

By: Max Newnham

When a business is started from scratch there are a number of steps that should be taken to ensure costs are not missed as a tax deduction. It…

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Five ideas to help fix Australia’s tax system

13/04/2016

By Miranda Stewart

Our tax reform debate seems to be stuck. Our federal fiscal system is skewed. What kind of a fiscal bargain can we strike to build a better tax…

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It will soon be easier for SMEs to offset past company losses against current earnings

12/04/2016

By: Broede Carmody

The federal government is forging ahead with plans to make it easier for small businesses and startups to offset past tax losses on current earnings as part of its…

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Your startup doesn’t have to be globally scalable if you don’t want it to be

11/04/2016

By: Jon Westenberg

There’s a lot of pressure put on young entrepreneurs – the pressure to only build scalable startups, rather than focusing their efforts on any other…

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Resolving the issue of under-utilised Employee Share Schemes

09/04/2016

By: Sarah Bartholomeusz

Employee Share Schemes (ESS) have long been a utilised as a valuable tool to drive and motivate key personnel to invest themselves in the future of the company. 

…

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Local marketing: Online tips for small business owners

08/04/2016

By: DYNAMIC BUSINESS

Admit it.

You’re just a little jealous of large corporations with bottomless pockets to spend on advertising. It seems like they can dominate any market. But, they do…

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How to lower the cost of financial advice

05/04/2016

By: ANTHONY KEANE

PAYING thousands of dollars to a financial planner for advice you never knew you needed is nobody’s favourite way to spend money.

However, good financial advice can…

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Five things all young entrepreneurs need to know before launching a startup

04/04/2016

By: Tarik Voirin and Tim Martino

Innovation and entrepreneurship are on the agenda in Australia and the prospects for talented young innovators to take their ideas and products to market…

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Testimonials

  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog