Cruz and Co

We know tax. Let us look after yours.

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You are here: Home / Archives for small business

Five Reasons Why Your Startup’s Purpose Matters

22/07/2016

By: BONNIE TRAN

A purpose-driven business considers how it is improving the world through building innovative and profitable solutions that also change the world by empowering consumers, creating choice, building awareness…

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Google Tax: An Incubator Fund for Start-ups

21/07/2016

By: ALAN OSRIN

Taxes are high in Australia. But when it comes to taxation policies, our government is too lenient on some large businesses and too hard on small business.

Some large…

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Goal-Setting for the New Financial Year

16/07/2016

BY: GUEST AUTHOR

With 30 June in the rear-view mirror, business owners should the take opportunity this month to re-calibrate and set some goals for the new financial year.

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How to Find the Right Suppliers for your Business

15/07/2016

By: business.gov.au

Finding the right suppliers is one of the most important parts of making your business a success. It doesn’t matter what industry you’re in, having reliable suppliers means you…

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Three Steps to Minimise Risk and Succeed When Starting a Business

14/07/2016

By: SAM BASHIRY

Starting your own business is as scary as it is exciting, and let’s be honest, it’s pretty exciting. It can be tough to take those first steps, but…

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Revolutionise Your Business This Financial Year

13/07/2016

 BY: GUEST AUTHOR

With all the uncertainty in the air, businesses might be forgiven for wanting to pull back a little and just keep things on a slow boil over the…

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Is Competition Actually Good for SMEs?

09/07/2016

BY: SHARON WILLIAMS

Spending too much time sussing out the competition can be a distraction, but when I do, the insights are often important to my SME and my direction as a leader and innovator….

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Improve your Cashflow Cycle by Retraining your Debtors

07/07/2016

BY: COLIN PORTER

If you’ve effectively taught a client that they have 60 to 90 days in which to pay you, it is then very difficult to get them to start…

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Being Strategic Separates the Successful from the Survivors

06/07/2016

BY: LAUREN FRIED

What’s the difference between confident entrepreneurs leading blossoming businesses and owners who can’t get out of survival mode? Having a clear marketing strategy.


It’s all too easy to…

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5 Things to Consider If You Want to Take Your Small Business Offshore

05/07/2016

BY: GUEST AUTHOR

For small business owners, the intrigue of taking their products and services off shore can be too exciting to ignore.  But among all the hype that international business…

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Testimonials

  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog