Cruz and Co

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You are here: Home / Archives for business planning

Three Ways to Give Your Startup a Culture Kick

27/12/2016

By: Dr Marcus Tan

Startups are often associated with long working hours and small wages, but that’s far from true.

In the millennial age, I’d suggest that startups need to look…

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4 Steps to Making Your Big Dreams Reality in 2017

24/12/2016

By: Kelly Exeter

Whether 2016 has been great or groan-worthy for you, it’s important to take time now to reflect on it so that 2017 can be the year all…

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What Tops the SME Wish-list at Christmas?

23/12/2016

By: Tim Reed

As an advocate for small businesses in Australia and New Zealand, MYOB regularly asks SME owners what they are thinking and feeling about the economic landscape, government policies…

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Which Legal Structure Best Suits My Business?

22/12/2016

By: Katherine Hawes

Choosing a business structure is, well, tricky business. If you are thinking of starting a business, you should first weigh up the pros and cons of each…

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How to Enhance Innovation in Your Workplace

21/12/2016

By: Amantha Imber

Does your business have a culture in which innovation thrives? Are people challenging the status quo and being encouraged by leaders to take risks in pursuit of…

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Level-up Your Customer Service in the New Year

20/12/2016

By: Anouche Newman

January is a time for reflection, marking the end of a busy 2016 and heralding an exciting new year. It’s important to use this time to recalibrate…

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Keeping End of Year Expenses Under Control

19/12/2016

By: Matt Goss

During the ‘silly season’ it can be easy for expenses to get out of control. Employees are starting to relax and may feel comfortable claiming team lunches…

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Starting Your Own Business? 6 More Common Questions Answered

17/12/2016

By: Vanessa Emilio

When you’re starting a new business, you often don’t know what you don’t know. In March Vanessa Emilio answered seven common ‘starting up’ questions. Today she answers six…

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Ten Investing Tips to Level-up Your Start-up

16/12/2016

By: Ethan Featherly

As a savvy entrepreneur, you know that your brilliant start-up idea, together with your visionary approach to a certain industry niche, is going to need a strong financial backbone….

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Nine Steps to Build an Agile Business in 2017

13/12/2016

By:  Ivan Seselj

Being agile in business today means you’re flexible, fast and adaptable. While agility has been a necessity in the fast-moving world of software development for some time, creating a structure…

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Testimonials

  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog