Cruz and Co

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You are here: Home / Archives for business planning

How Small Businesses Are Vulnerable to Fraud

23/03/2017

By: Deborah Wood

A small business is more than a bottom line for an owner; it is often their heart, soul and passion. By taking the plunge and setting up…

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How to Grow a Business: Your Questions Answered

22/03/2017

 

Getting your own venture off the ground is a huge achievement. The next challenge is streamlining your business so you can maximise profits, and free up time to focus…

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Attention SMEs: Your “Next Big Thing” Is Overseas

10/03/2017

By: Cynthia Dearin

As an SME leader, your top priority is to grow your company. You understand that building a pipeline of work, securing recurring revenue and scaling your business depends…

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How Do I Split My Business?

08/03/2017

By: Max Newnham

When it comes to tax effectiveness the simpler a business structure is the less tax effective it is. Family discretionary trusts and companies are more complex structures, cost…

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How to Protect Your Personal Assets From Legal Action Against Your Business

03/03/2017

By: Eddy Addicks

As a soloist you can’t afford to overlook legal risk. Put a plan in place to protect your family home and personal wealth before a claim is made…

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Mastering the Basics of Cashflow: Six Tips for Keeping Your Business on Track

02/03/2017

By: Yanir Yakutiel

Running your own business brings with it a unique set of challenges, especially once you grow from sole trader to employer. The biggest of these challenges is managing…

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Starting a Business After 50 – Here’s How I Did It

27/02/2017

By: Marian Mouttet

Why would you leave a secure job at the age of 56 and strike out on your own? That’s the question many people asked Marian Mouttet. Today she…

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How Setting Up a “focus Day” Could Help You Add More Value to Your Business

25/02/2017

By: Dinushi Dias

Remember to email that client, call the supplier back, respond to that investor on LinkedIn, give your developer a ring about the site issue, chase up the invoice,…

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The Cost of Small Business Company Directors’ Ignorance

24/02/2017

By: Belinda Williams

You may be risking your entire wealth if you’re a company director for a friend or family member.

But legal experts say many SME directors do not understand…

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10 Ways to Be a Business Customers Rave About

20/02/2017

By: Pia Rios

It costs roughly five times more to bring in a new customer than keep an existing one. Keeping your existing customers happy? That’s one of the most cost…

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Testimonials

  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog