Cruz and Co

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You are here: Home / Archives for business planning

Becoming an Employee of Your Business

02/06/2017

By: Max Newnham

How a person receives income from a business depends on how they own the business. When a business is owned as a sole trader they receive the income…

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Business Tax Cuts Keep Coming

01/06/2017

By SUNCORP

Hundreds of thousands of Australian small businesses will have a little more cash left in the kitty next June after corporate tax cuts were confirmed in the recent federal…

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Five Reasons Why Your SME Should Seek to Implement an ‘Anywhere Working’ Policy

30/05/2017

By Angela Hicks

Workplaces continue to evolve. The needs of employees are constantly changing. It has never been so pertinent for businesses to adopt innovative strategies, become more flexible and…

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Why an Annual Business Review Is Essential

25/05/2017

By Jayde Ferguson

When was the last time you reviewed your business? Every owner should conduct an extensive review at least once a year to stay on track. It…

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How to Claim a Business Loss When Changing Your Business

24/05/2017

By: Max Newnham

The rules relating to the deductibility of business losses differs depending on the type of business structure used. When individuals run a business, either as a sole trader…

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How Illegitimate Sick Leave Affects SMEs

02/05/2017

By Bessie Hassan

The fact that Aussies love the beach is undisputed worldwide. What is concerning, however, are the potential business impacts, with a survey of 2000 adults, undertaken by Finder.com.au,…

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Is It Time to Outsource Parts of Your Start-up?

18/04/2017

By Anita Sambol

Is your start-up gaining momentum to the point that work is piling up and your small team is struggling to keep up? Outsourcing a few tasks might be just what your…

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How to Get Balance in Your Marketing Budget

13/04/2017

By Rony Chiha

Determining the right marketing budget for your business can be difficult –  it’s a fine balance between not spending enough and spending a lot more than you…

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How to Plan Your SME’s 2017-18 Travel Budget

12/04/2017

By Pip Spibey-dodd

As the financial year draws to a close and next year’s budgets are debated, there are plenty of ducks to get in a row before July 1…

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Five Ways to Better Manage Cash Flow

31/03/2017

By Yanir Yakutiel 

The numbers are in and the news isn’t great for Australian small business owners. The latest research by East & Partners shows more than half of SMBs…

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Testimonials

  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog