Cruz and Co

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You are here: Home / Archives for business planning

Improve your Cashflow Cycle by Retraining your Debtors

07/07/2016

BY: COLIN PORTER

If you’ve effectively taught a client that they have 60 to 90 days in which to pay you, it is then very difficult to get them to start…

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Being Strategic Separates the Successful from the Survivors

06/07/2016

BY: LAUREN FRIED

What’s the difference between confident entrepreneurs leading blossoming businesses and owners who can’t get out of survival mode? Having a clear marketing strategy.


It’s all too easy to…

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5 Things to Consider If You Want to Take Your Small Business Offshore

05/07/2016

BY: GUEST AUTHOR

For small business owners, the intrigue of taking their products and services off shore can be too exciting to ignore.  But among all the hype that international business…

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Three Rules to Find the Right Customers for your Business

04/07/2016

BY: COLIN PORTER

When you start a business, it isn’t just about what you do well that ensures your path to success, but your customers. Don’t fall into the trap of…

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Using the End of Financial Year as an Opportunity for Future Growth

25/06/2016

BY: GUEST AUTHOR

Business planning tends to be done in cycles. A cycle may be a week, a month, a quarter or a year. At the end of every cycle, you…

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Getting Your Finances in Order for EOFY

21/06/2016

BY: GUEST AUTHOR

The end of the financial year can be a stressful time for small businesses, especially if your finances aren’t completely in order.

Unfortunately, that’s an all-too-common situation….

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Consider Going Mobile for Your First Business

16/06/2016

BY: DYNAMIC BUSINESS

Most first businesses struggle to make it past their first year in operation. If you are planning on going into business for yourself and you want to survive,…

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SuperStream Deadline Fast Approaching, Businesses Reminded

15/06/2016

BY: JAMES HARKNESS

With just three weeks until small businesses must become SuperStream compliant, the Australian Tax Office (ATO) has urged those yet to implement the new standard to act now. 

From 1 July,…

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New Financial Year Resolutions for Businesses

14/06/2016

BY: GUEST AUTHOR

Whether you’ve had a bumper year or a bummer year there are still things you can do to improve and prepare yourself for the best year ever! 

End…

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Why You Need to Create a Culture of Courage in Your Business

09/06/2016

BY: GUEST AUTHOR

Earlier this year the World Economic Forum published its Future Jobs Report and the research listed ‘complex problem solving’, ‘critical thinking’ and ‘creativity’ as the most valuable skills for…

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Testimonials

  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog