Cruz and Co

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You are here: Home / Archives for business planning

How to Deal with Change in your Business or Industry

29/07/2016

By: business.gov.au

Change in your business can be helpful, but it’s important to manage it well…

Change is a normal and essential part of business. It’s an important step in improving…

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Survive and Prosper with Simple Growth-Hacks

26/07/2016

BY: DAVID BRENNAN

Running a small business is a stressful job at the best of times but in 2016, small business owners are having to navigate the treacherous waters brought about…

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How to Set Goals and Objectives for Your Business

23/07/2016

By: business.gov.au

A step-by-step guide to help you set and achieve your business goals…

As business owner, it’s important that you take the time to set goals and review your business…

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Five Reasons Why Your Startup’s Purpose Matters

22/07/2016

By: BONNIE TRAN

A purpose-driven business considers how it is improving the world through building innovative and profitable solutions that also change the world by empowering consumers, creating choice, building awareness…

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Goal-Setting for the New Financial Year

16/07/2016

BY: GUEST AUTHOR

With 30 June in the rear-view mirror, business owners should the take opportunity this month to re-calibrate and set some goals for the new financial year.

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How to Find the Right Suppliers for your Business

15/07/2016

By: business.gov.au

Finding the right suppliers is one of the most important parts of making your business a success. It doesn’t matter what industry you’re in, having reliable suppliers means you…

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Three Steps to Minimise Risk and Succeed When Starting a Business

14/07/2016

By: SAM BASHIRY

Starting your own business is as scary as it is exciting, and let’s be honest, it’s pretty exciting. It can be tough to take those first steps, but…

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Revolutionise Your Business This Financial Year

13/07/2016

 BY: GUEST AUTHOR

With all the uncertainty in the air, businesses might be forgiven for wanting to pull back a little and just keep things on a slow boil over the…

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How to Define your Startup’s Purpose

12/07/2016

By: BONNIE TRAN

A purpose-driven company believes it can advance society by harnessing the influence and power of its impact.

The company’s purpose provides the fundamental reason for its existence and…

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How to Get your Business Back from the Brink of Failure — or Avoid Getting There in the First Place

11/07/2016

By: MORGAN KELLY

In any economy, business failure is inevitable for a certain percentage of the corporate sector.

The commercial landscape is a competitive and frequently changing environment, which inevitably leads…

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Testimonials

  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog