Cruz and Co

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You are here: Home / Archives for business planning

14 Things That Help Me Run Both My Business and My Family Smoothly

03/10/2016

By: Sarah Stein

There’s a fine line between chaos and calm when running both a business and household. Here’s how I manage to stay on the ‘calmer’ side of the line.

…

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The Key Concerns Keeping SMEs Awake at Night

22/09/2016

By: Neil Slonim

Cashflow and time management are the biggest pain points for Australian SMEs, according to research conducted by East & Partners for ASX-listed working capital lender Scottish Pacific. The…

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Incubator Support Initiative to Hatch Great Start-ups

21/09/2016

 

Does your organisation encourage the development and growth of high potential start-ups?

If you’re a new or existing incubator, and think your organisation has the potential to help Australian…

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Don’t Bury Your Head in the Sand: if Your Business Is Struggling, Wake Up!

15/09/2016

By: Grant Field

It’s usually easier to look back after a business has failed and identify why, than it is to save a business from failing in the first place. In…

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What Roles Are Suitable for Start-ups and Small Businesses to Send Offshore?

13/09/2016

By: Angela Vidler

Hiring skilled staff who are based offshore can transform your small business and position it for growth, but it’s a decision where you must look before they…

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Is Your SMB Prepared for Emergency Situations?

01/09/2016

By: Katrina Mckinnon

Failure to implement an emergency action plan in your business could lead to serious injuries and loss of life, plus severe penalties if there is an emergency…

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How to Lead Your Business Through Times of Change

31/08/2016

 

Top tips to help you lead your business successfully through the change management process…

Strong leadership is crucial when managing change in a business. It can set the tone…

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Is Your Small Business a Leaky Bucket?


30/08/2016

By: John Palfreyman

A business can be like a leaky bucket. Marketing teams work constantly to pour new customers in the top, spending time and money on campaigns, but if…

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Why You Need to Play a Bigger Game in Business

23/08/2016

By: Rowdy Mclean

In the modern business world, change happens so quickly that if you haven’t got your eyes on the game, you can be quickly thrown out of it.

…

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Five Ways Startups Can Prepare for Digital Disruption and the Future of Work

22/08/2016

By: Wayne Gerard

The way we work is changing. We are now firmly in the age of the mobile worker, with the number of connected devices expected to grow to…

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Testimonials

  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog