Cruz and Co

We know tax. Let us look after yours.

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You are here: Home / Blog

Why You Need to Play a Bigger Game in Business

23/08/2016

By: Rowdy Mclean

In the modern business world, change happens so quickly that if you haven’t got your eyes on the game, you can be quickly thrown out of it.

…

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Five Ways Startups Can Prepare for Digital Disruption and the Future of Work

22/08/2016

By: Wayne Gerard

The way we work is changing. We are now firmly in the age of the mobile worker, with the number of connected devices expected to grow to…

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10 Essential Steps to Successfully Start Your Business

19/08/2016

 

Are you thinking of starting your own business?

To make sure you get off on the right foot, it’s important to plan properly and find out what’s involved.

Here…

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Let Millennials Use Super to Start a Business

18/08/2016

By: Clayton Howes

What if we could start putting superannuation to better use? The internet has changed the way we view and treat money. Paypal pioneered the idea of sharing money…

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Should I Set Up My Business as a Company or a Trust?

17/08/2016

By: Max Newnham

There are many ways businesses can be owned and operated. The simplest is a sole trader, the next is a partnership of individuals, and then there are…

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Start-ups Need More Focus, Not Opportunities

16/08/2016

By: Edwin Onggo

In a country that is pushing for innovation, and an economy that seems to be a perfect incubator for new start-ups, why do so many new businesses…

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What to Nail Down When Starting a Business

15/08/2016

By: James Harkness

Taking the entrepreneurial plunge and starting your own business can be as liberating as it is terrifying. While holding a corporate job is no easy feat in itself,…

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Five Tips to Help Small Businesses Eliminate Late Payments

13/08/2016

By: Luke Hally

Yesterday Kate Carnell, the Small Business and Family Enterprise Ombudsman, took on the fight against late payments for small business.

“Currently, there’s billions of dollars owing to small…

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Congratulations, You’re a Landlord; Now Get Your Tax Deductions Straight

12/08/2016

By: Melissa Browne

If you’re one of the many Australians who purchased a rental property during the 2016 financial year, moved out of their home and rented it out, or are…

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The Difference Between Tax Minimisation and Tax Avoidance

11/08/2016

By: Melissa Browne

The late Kerry Packer famously said, “I don’t know anybody that doesn’t minimise their tax … Of course I’m minimising my tax. If anybody in this country doesn’t minimise their…

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Testimonials

  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog