Cruz and Co

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You are here: Home / Blog

Ready or Not: a Pre-launch Start-up Checklist

13/10/2016

By: Alan Manly

Launching a start-up is exciting. The long journey from conjuring the initial, embryonic concept to bravely sharing your business idea with someone else is now ‘ancient history’. Things are different…

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Why Home Ownership Is One of the Best Investments You Can Make

12/10/2016

By: Mark Bouris

Australians are always on the lookout for a good investment and an opportunity to make their income work harder.

But remember one of the best financial opportunities is the…

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Tax Office Moves Against Smsf Housing Plan

11/10/2016

By: Rod Myer

The Australian Taxation Office has fired a shot across the bows of plans by DomaCom, an investment company, to allow self-managed super fund (SMSF) investors to live in…

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How Scammers Are Targeting Pre-retirees and Their SMSFs

10/10/2016

By: Nicola Field

Self-managed super fund trustees and their advisors need to be alert to the latest round of wealth-stripping fraudulent schemes.

Fraudsters have Australia’s over-50s in their sights, and…

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Six Simple Steps for Succession in Family Businesses

08/10/2016

By: David Harland

If you work in the family business sector, chances are you run into the same statistics over and over again:

Seventy percent of family businesses fail or sell…

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How to Save 140 Hours a Month and Fast Track Your Business Growth

07/10/2016

By: Elizabeth Campbell

Set yourself up for fast growth before it happens. Seems like a simple idea, right? Most businesses don’t do it, however, and when rapid growth happens, they’re caught…

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Claiming for Work Travel: Itinerant “flexibility” Not So Flexible

06/10/2016

By: Steve Burnham

It is generally assumed that there is a degree of flexibility within the tax law over particular work travel claims that arise where the nature of the employment…

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Five Critical Lessons for Growth From a Startup Chief Executive

05/10/2016

By: James Charlesworth

When I look back over the past few years since I launched a SaaS startup, the most valuable lessons have come from making mistakes and pushing myself out…

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Not All Payments to Shareholders Are Income

04/10/2016

By: Max Newnham

Loan agreements need to be drawn up when shareholders are paid.

There are many reasons why small business owners choose to operate through a company structure. One of…

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14 Things That Help Me Run Both My Business and My Family Smoothly

03/10/2016

By: Sarah Stein

There’s a fine line between chaos and calm when running both a business and household. Here’s how I manage to stay on the ‘calmer’ side of the line.

…

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Testimonials

  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog