Cruz and Co

We know tax. Let us look after yours.

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You are here: Home / Blog

Is Cash Flow Killing Your Business?

08/12/2016

By: Thea Christie

Eighty per cent of businesses fail because of cash flow problems. Regardless of how profitable you are, or how many investors you have lined up, it’s vital…

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Six Signs Your Startup’s in Trouble Because of Your Leadership

07/12/2016

By: Michelle Gibbings

Successfully leading a team isn’t easy.

The best leaders recognise this fact, and know they make mistakes. They understand there are often better ways to do things and…

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Why Every Small Business Needs a Manual

06/12/2016

By Mary Gardam

Creating a manual for your business will help to ensure it runs efficiently and at a high standard, even in your absence.

A business manual is a document…

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Australia’s “Google Tax” May Be the Second in the World but It’s Too Early to Tell if It’s the “toughest”

05/12/2016

By Antony Ting

When introducing the draft legislation for the diverted profits or so-called “Google tax”, Federal Treasurer Scott Morrison claimed it would:

“reinforce Australia’s position as having amongst the toughest…

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8 Ways to Promote Your Business This Christmas

01/12/2016

By: Vanessa Emilio

With December just two days away you might be thinking it’s too late to leverage the Christmas season to boost sales before the end of the year. But…

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Record Keeping for Small Business Owners

30/11/2016

 

Quick guide for good record keeping…

It’s never too late to start a good record keeping system for your business. It’s an important part of being a small business…

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How to Hone Your Intuition for Business Success

29/11/2016

By: Michelle Dixon

Cultivating your observational skills and listening to your gut is key to honing your intuition. Today Michelle Dixon shares her best tips for developing and using intuition to…

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6 Tips to Help Your Business Take a Proper Break After Christmas

28/11/2016

By: Amanda Westphal

The end of a year is a hectic time for soloists. While our friends and family can apply for leave and not think about work for 14 days,…

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Is Your Business First Aid Ready?

26/11/2016

 

Avoid the risk and become first aid ready!

Many businesses believe they are first aid ready for an emergency, however this isn’t always the case.

St John’s free resource,…

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Substantiation for Mobile, Home Phone and Internet Costs

24/11/2016

By: Steve Burnham

The ATO has issued guidance on making claims for mobile phone use as well as home phone and internet expenses. Substantiation for mobile, home phone and internet costs

…

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Testimonials

  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog