Cruz and Co

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You are here: Home / Blog

How to Compete With the Big End of Town – Without It Costing Your Sme the Earth

17/01/2017

By: Ryan Bonnici

As 2017 begins to unfold there is one message for SMEs: it’s time to innovate marketing strategies to compete with bigger businesses. Gaining consumer attention is becoming…

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Business Plans Will Be Obsolete in 2017

16/01/2017

By: Pia Rios

Yes, you read that right. It’s time to ditch that 30-page document and put it in the bin where it belongs. Professionals agree that writing a formal…

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Two Things You Should Stop Doing Today if You’re Serious About Success in 2017

14/01/2017

By: Dinushi Dias

At the start of a new year, many of us promise to pick up good habits, lead healthier lifestyles and kick bigger and bolder goals.

But on the…

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Maximise Your Productivity With These Seven Daily Steps

13/01/2017

By: SmartCompany

Whether you’re an early bird who jumps out of bed before your alarm clock, or more of a night owl whose day doesn’t officially start until that third…

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The ATO’s “GST-light” Offer for New Small Businesses

12/01/2017

By: Steve Burnhum

The ATO says that it has “listened to the concerns of small businesses, tax professionals, industry associations and software providers”, and is working towards reducing GST compliance…

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4 Essentials for Starting a Business in Australia

11/01/2017

By: Eddy Addicks

When starting a business in Australia there are certain government registrations and licenses you need to know about. This article shares some basic info on ABN, GST,…

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How to Improve Your Cashflow Within 60 Days

10/01/2017

By: Elan Pamensky

Cashflow is the lifeblood of any business and more SMBs have been destroyed through cashflow issues than from any other cause. The last thing you need is…

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The New Laws, Fees and Regulations That Will Affect You in 2017

07/01/2017

By: The New Daily

A controversial change to the pension system is just one of the new laws set to affect the hip pocket of Australians from January 1.

Parents, overseas travellers and…

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7 Tips to Survive and Thrive as a Start-up

06/01/2017

By: Business View

After four years at the helm of a firm in turbo-growth phase, Podpac co-founder Toby Strong shares seven ways start-ups can manage rapid growth and live to tell…

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Super Grows for Fifth Year in a Row

05/01/2017

By: Thuy Ong

Superannuation funds returned average growth around 7.2 per cent in the 2016 calendar year, the fifth positive year in a row, helped by a Santa/Trump rally boost…

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Testimonials

  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog