Cruz and Co

We know tax. Let us look after yours.

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You are here: Home / Blog

How to Scale Technology as Your SMB Grows

09/02/2017

By: Tasso Mangos

One of the many challenges you face when running a business is deciding when to invest in technology that helps you grow to the next level. In the…

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A Super Change That Helps Small Business

08/02/2017

By: Max Newnham

Small business owners are disadvantaged when it comes to superannuation tax deduction rules and the Centrelink income test.

There have been and still are many examples of where…

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5 Things That Helped Me Survive My First Five Years of Business

07/02/2017

By: Sonja Meyer

We’ve all heard 60% of businesses fail in the first three years of operating and three out of four fail within five years. The message is clear: getting…

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Six Lessons Learnt the Hard Way From Successful Startup Leaders

06/02/2017

By: Dinushi Dias

In the world of building startups, founders can find themselves out on a playground that can be both scary and exhilarating.

With tough market conditions, new and large competitors,…

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Is Work-life Balance a Myth for Start-ups

04/02/2017

By: Alan Manly 

The decision to launch a start-up is often justified by statements such as “it was time to do something on my own”, “now was as good a time…

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4 Marketing Ideas You Should Steal From Big Business

03/02/2017

By: Jayne Tancred

You may not have the spending power and resources of the marketers at the top end of town, but you can (and should!) adopt their big picture…

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Domain Name Strategies to Spruce Up Your SME

02/02/2017

By: Cathy Habas

Are you planning on rebranding your SME this year? Or maybe you’re just looking to give your website a a facelift. Either way, the ever-changing landscape of domain names is rich with opportunities…

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Why Encouraging Your Team to “go the Extra Mile” May Move Your Startup Backwards

01/02/2017

By: The Conversation

In an increasingly competitive world, employers are always looking for ways to get more from their staff. Typically, this involves encouraging employees to knuckle down and “go the…

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Lessons Learned From Losing Money in Business

31/01/2017

By: Gemma Reeves 

Most seasoned entrepreneurs would tell you that losing money is part of business. And what matters more is how you rise up from that setback.

As renowned…

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Six Killer Business Tips From 2016’s Most Popular Articles

30/01/2017

By: Lucinda Lions

What were the business tips and ideas that most resonated with Flying Solo readers in 2016? Lucinda Lions lays out the top six for you today.

1. Stop…

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Testimonials

  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog