Cruz and Co

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You are here: Home / Archives for business planning

How You Can Run Your Business From Anywhere

23/04/2018

By Dale Beaumont

Over the last 10 years, my company Business Blueprint has achieved more than 4,000 percent business growth. During this time, I’ve also travelled for three to four…

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Protecting Your SME When an Employee Leaves

06/04/2018

By Andrew Jewell

Small businesses and startups face as much risk in employment as larger enterprises but they are often less well-equipped to address these issues. When working in a…

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How Startups Can Survive Co-founder Issues

27/02/2018

BY URSULA HOGBEN

Recently, Matt Berriman – the co-founder of fast-growth adtech startup Unlockd – wrote an open letter explaining why he was stepping aside as CEO.

This shone the media spotlight on the…

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Top Tips to Manage Small Business Finance

21/02/2018

By ORACLE+NETSUITE

Cashflow management may be one of the main reasons small businesses fail, but budgets and finances are the next two down the list.

Balancing the books isn’t easy, nor…

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The Hidden Costs of Starting a Business

07/02/2018

By   Alan Manly

Startups with good a business plan give comfort to entrepreneurs and investors in part because the plan details the objectives, strategies and tactics along with the anticipated profits. There is however a wide…

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If Your Client’s Business Loan Is Knocked Back, What Can They Do?

06/02/2018

 

Despite their best efforts, business owners can still be denied finance when applying for a loan from a bank or other financial institutions. And while a loan refusal can…

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A Last-minute Guide to Preparing Your Business for Australia’s New Data Breach Regulations

05/02/2018

By Ken Pang

The deadline has been known for more than two years, yet many Australian organisations are still woefully unprepared for new data breach regulations that come into effect…

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Five Tips to Kickstart Your Business Dream

29/01/2018

By Lisa Messenger

IF YOU’RE back in the thick of the nine-to-five slog, dreaming of working for yourself, 2018 might be the perfect time to do it. IF YOU are going…

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Millennial Startups: Worth Your Investment

26/01/2018

BY JESSICA KONCZ

Startup culture is booming in Australia, especially within the millennial marketplace. While creative freedom and drive is the backbone of many startups, it’ll likely take financial backing and…

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Marketing Matters: Is Your Business Using the Best Marketing Plan?

23/01/2018

BY GUEST AUTHOR

Marketing, if done well, can help you engage your audience, attract new customers, and even break into new markets, ultimately leading to an increase in revenue and profits.

…

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Testimonials

  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog