Cruz and Co

We know tax. Let us look after yours.

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    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
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How to Grow a Business: Your Questions Answered

 

Growing-BusinessGetting your own venture off the ground is a huge achievement. The next challenge is streamlining your business so you can maximise profits, and free up time to focus on the things that matter. ANZ can help you be Business Ready with a suite of tools and checklists.

Tried and tested tips and templates

The ANZ Small Business Hub provides a wide range of practical resources to help you grow your business and achieve more with less.

To grow faster than the norm, you need to be able to spot opportunities. But do you have the organisational, commercial and financial expertise to make the most of them? Use these tools, tips and resources to help you drive your business to new heights.

You’ll find comprehensive answers to many common small business questions:

How can I effectively grow sales?

If you’re looking for ways to expand your business but need some inspiration, check out this list of ideas of the most likely ways your business can expand. Read more

How can I take control of my overheads?

People are usually budget-conscious when starting out, but when business is booming it’s easy to forget to review costs. Good management means keeping an eye on your overheads – they can erode your profits if left unchecked. Here’s how

What growing pains can I expect? How can I sidestep them?

As your business grows, are you finding your people and systems struggling to cope with the extra workload? Learn about the most common growing pains a small business meets within those crucial first few years, and how to avoid them. Read more

Why should I create a business plan? And how?

An effective business plan lays the blueprint for growth, and helps map out the road ahead. This Action Plan will help you create your own mini business plan from scratch. As you work through this template you’ll be able to enter your answers as you progress through each section. Read more

Grow your business checklist

To assist your business’s growth ANZ has compiled a handy checklist of actions that will help you prepare it for the next level across four key areas:

  1. Reach more customers
  2. Access new markets
  3. Develop new products or services
  4. Boost profits by saving time and money

Read more and download the checklist

Set yourself up for sustained success

ANZ Business Ready® powered by Honcho* can help you get the essentials set up quickly and easily. In a few guided steps you can set up a professional website, business email address and bank accounts, from as little as $26 per month.

Then once you’re set up, it can can help keep your business running smoothly with a range of services like document storage, digital marketing and invoicing.

Source: Flying Solo

Testimonials

  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog