Cruz and Co

We know tax. Let us look after yours.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog

Connect with us

  • Facebook
  • LinkedIn
You are here: Home / Archives for small business

Working In Partnership? When Refinancing, Loan Interest May Be Deductible

09/04/2018

By Steve Burnham

A general law partnership is formed when two or more people (and up to, but no more than, 20 people) go into business together. Partnerships are generally set…

Read more

Protecting Your SME When an Employee Leaves

06/04/2018

By Andrew Jewell

Small businesses and startups face as much risk in employment as larger enterprises but they are often less well-equipped to address these issues. When working in a…

Read more

10 Tips for Choosing the Right Loan for Your Business

30/03/2018

By Dynamic Business

When running a business, it is more than likely that at some point you will need a loan. This may be a short-term solution to cash-flow, a…

Read more

A Tale of Two SMEs: What Distinguishes a Growing Business From a Declining One?

26/03/2018

BY PETER LANGHAM

What are the attributes of an SME that is growing, and how do they differ from a business with static or declining revenue?

Twice a year, when more…

Read more

Cashflow Is King: Five Tips for Small to Medium Businesses to Help Them Stay Firmly in the Black

05/03/2018

BY TANYA TITMAN

Running a small business has many rewards, but it has never been an endeavour for the faint-hearted. One of the most common yet avoidable areas of stress for…

Read more

The Tax Effect of Having a Business Rather Than a Hobby

28/02/2018

By Max Newnham

Successive federal governments have recognised the importance of the small business sector to the Australian economy. As a result a number of income tax and capital gains…

Read more

How Startups Can Survive Co-founder Issues

27/02/2018

BY URSULA HOGBEN

Recently, Matt Berriman – the co-founder of fast-growth adtech startup Unlockd – wrote an open letter explaining why he was stepping aside as CEO.

This shone the media spotlight on the…

Read more

Top Tips to Manage Small Business Finance

21/02/2018

By ORACLE+NETSUITE

Cashflow management may be one of the main reasons small businesses fail, but budgets and finances are the next two down the list.

Balancing the books isn’t easy, nor…

Read more

Why Budding Entrepreneurs Shouldn’t Feel Ashamed if Their Startups Aren’t Successful

19/02/2018

BY GERARD HOLLAND

There is a stigma about having an unsuccessful startup as it can quickly go from excitedly telling others about your idea to explaining why you have moved back…

Read more

The Hidden Costs of Starting a Business

07/02/2018

By   Alan Manly

Startups with good a business plan give comfort to entrepreneurs and investors in part because the plan details the objectives, strategies and tactics along with the anticipated profits. There is however a wide…

Read more
  • « Previous Page
  • 1
  • 2
  • 3
  • 4
  • 5
  • …
  • 24
  • Next Page »

Testimonials

  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial
  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog