Cruz and Co

We know tax. Let us look after yours.

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You are here: Home / Archives for business planning

Starting a business? Why you should consider engaging an Accountant

08/03/2023

Starting a business is an exciting and challenging time. While it may be tempting to handle all aspects of your new venture on your own, seeking the advice and guidance…

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Top Five Government Grants for Startups

10/07/2018

By: Startupsmart

The government support offered to startups across Australia is the envy of many entrepreneurs around the world, but these grants can be a tough nut to crack.

The lengthy…

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Why Freelancers Could Be the Key to Business Success

26/06/2018

By: Brian Mcdonnell

Technology-fuelled digital disruption will continue to transform the Australian workforce, and the emergence of the peer-to-peer, sharing or ‘gig economy’, as we have come to know it,…

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The Secret to Thinking Small When You’re Getting Big

15/06/2018

By Matt Butterworth

As business leaders we are always told to “think big.” Innovation and grand ideas are seen as assets when it comes to leaders of a business or…

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4 Things You Must Do to Ensure Your Start Up Thrives

06/06/2018

By: Alan Manly

‘Business is business’is the mantra of entrepreneurs. On the surface it alludes to the harsh reality of a daily battle for survival, but the deeper meaning is…

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3 Powerful Lessons From Australia’s Most Successful Online Startups

01/06/2018

By Bernadette Schwerdt

Having interviewed over 100 of Australia’s top digital disruptors, you learn a thing or two about how to build an online business. Here’s three tricks of the…

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Small Businesses Should Live for a Budget

29/05/2018

By Sam Allert

Any first time business owner will encounter the world of numbers and sometimes, become stuck among the intimidating and sometimes confusing jungle.

Budgets; a word…

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Ten Easy Steps to Avoid Unexpected Downtime

24/05/2018

By: Gordon Makryllos

In an era of digital connectivity and data dependency, continuous access to electricity has never been more critical for Australian small businesses. Yet, many are still unprepared despite…

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Hidden Benefits for Small Business in the 2018 Budget

15/05/2018

By Max Newnham

Small business owners could be forgiven for thinking that the 2018 federal budget did not hold much for them, apart from the extension to the deadline that they…

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How to Reduce Your Risk as a Business Owner

27/04/2018

By Katrina Haskew

As business owners, we sure do have a lot on our plates. Balancing the day-to-day of running a business with high-level strategic and growth activities can be…

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Testimonials

  • Dr Krish Perananthan

    Cosmetic and Implant Dentistry

    Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a…

    Read full testimonial
  • Jonathan Yeoman

    Director, Technical Design Company

    This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning.

    Ritchie has provided us with excellent service and…

    Read full testimonial
  • Zac Fryer

    Director, Import and Distribution Company

    Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.

    Read full testimonial
  • Jae Kwon Yoo

    Business Tax – Electrical Contractors

    Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some…

    Read full testimonial
  • Vanita Aloda

    Restaurant Owner

    Ritchie Cruz is my Accountant. We have a solid 10 year relationship.

    Ritchie as always provide me with honest and efficient service.

    Is a great communicator, always replies efficiently to…

    Read full testimonial
  • Napoleon Guines

    Director, Travel Company Operations

    Ritchie Cruz and Co are accommodating and have excellent service.

    Cruz & Co have impressed me the most is due to their efficient service.  They are…

    Read full testimonial
  • Regina Wang

    Business Tax – Beauty Salon 

    Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply…

    Read full testimonial
  • Kellie Pincham

    Director
    Automotive Parts Retailing business

    Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for…

    Read full testimonial
  • Jonathan Fambart

    Business Tax – Travel Industry

    Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the…

    Read full testimonial
  • Daniel Robey

    I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above…

    Read full testimonial

© 2025 Cruz & Co.

  • Home
  • About
    • Meet the Team
    • Our Clients
    • Testimonials
  • Services
    • Tax Consultant and Compliance Services
    • Small Business and Sole Trader Accountant
    • Outsourced Accounting Solutions
    • Business Structure
    • Outsourced CFO
    • Working Visa Refunds
  • Resources
    • Tax Refund Process
    • Client Assistant Schedule forms
    • Downloadables
    • Helpful Links
    • Rental Property Cashflow calculator
    • SMSF Tax Refund Process
  • Contact Us
  • Blog